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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,185 | $107,941-53.5% | $91,994-45.4% | $152,909-67.2% |
| Participation rate | 83.3% | 81.2%+2.1pp | 78.6%+4.7pp | 82.5%+0.9pp |
| Annual return | 25.77% | 89.28%-63.5pp | 69.04%-43.3pp | 345.46%-319.7pp |
| Employer contribution / active EE | $1,116 | $4,212-73.5% | $3,453-67.7% | $4,764-76.6% |
| Participant deferral / active EE | $1,861 | $6,366-70.8% | $5,924-68.6% | $5,851-68.2% |
| Admin fee / account holder | $1,493 | $10,521-85.8% | $7,744-80.7% | $11,601-87.1% |