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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,121 | $118,496-57.7% | $98,461-49.1% | $139,466-64.1% |
| Participation rate | 66.7% | 77.5%-10.8pp | 75.2%-8.5pp | 80.3%-13.7pp |
| Annual return | 39.25% | 18.96%+20.3pp | 21.17%+18.1pp | 373.66%-334.4pp |
| Employer contribution / active EE | $2,932 | $3,611-18.8% | $3,049-3.8% | $4,754-38.3% |
| Participant deferral / active EE | $6,761 | $5,393+25.4% | $4,738+42.7% | $6,712+0.7% |
| Admin fee / account holder | $295 | $14,056-97.9% | $8,961-96.7% | $11,409-97.4% |