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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,006 | $72,269-75.1% | $101,271-82.2% | $79,852-77.5% |
| Participation rate | 76.9% | 68.5%+8.5pp | 75.8%+1.1pp | 69.6%+7.3pp |
| Annual return | 26.23% | 22.29%+3.9pp | 46.48%-20.2pp | 31.72%-5.5pp |
| Employer contribution / active EE | $1,487 | $2,692-44.8% | $3,660-59.4% | $2,471-39.8% |
| Participant deferral / active EE | $4,633 | $3,282+41.2% | $4,371+6.0% | $3,740+23.9% |
| Admin fee / account holder | $2,714 | $4,401-38.3% | $5,948-54.4% | $5,306-48.9% |