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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,603 | $167,352-90.7% | $143,788-89.1% | $134,509-88.4% |
| Participation rate | 87.5% | 84.8%+2.7pp | 80.3%+7.2pp | 81.2%+6.3pp |
| Annual return | -11.34% | 0.47%-11.8pp | -0.03%-11.3pp | 418.13%-429.5pp |
| Employer contribution / active EE | $0 | $5,620-100.0% | $4,952-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $2,888 | $6,447-55.2% | $5,638-48.8% | $6,400-54.9% |
| Admin fee / account holder | $5,299 | $18,091-70.7% | $14,675-63.9% | $11,427-53.6% |