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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,539 | $183,627+114.3% | $155,602+152.9% | $145,978+169.6% |
| Participation rate | 72.2% | 82.7%-10.5pp | 78.2%-6.0pp | 80.3%-8.1pp |
| Annual return | 11.08% | 61.32%-50.2pp | 64.81%-53.7pp | 550.52%-539.4pp |
| Employer contribution / active EE | $8,313 | $5,316+56.4% | $4,675+77.8% | $4,662+78.3% |
| Participant deferral / active EE | $4,915 | $6,466-24.0% | $5,629-12.7% | $6,690-26.5% |
| Admin fee / account holder | $4,455 | $19,327-76.9% | $15,923-72.0% | $13,400-66.8% |