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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,787 | $174,379-63.4% | $152,093-58.1% | $138,895-54.1% |
| Participation rate | 88.9% | 81.6%+7.2pp | 77.8%+11.1pp | 79.9%+9.0pp |
| Annual return | 13.60% | 74.86%-61.3pp | 66.36%-52.8pp | 145.39%-131.8pp |
| Employer contribution / active EE | $1,960 | $4,652-57.9% | $4,175-53.1% | $4,194-53.3% |
| Participant deferral / active EE | $2,556 | $6,159-58.5% | $5,451-53.1% | $6,396-60.0% |
| Admin fee / account holder | $636 | $16,880-96.2% | $14,497-95.6% | $12,562-94.9% |