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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,007 | $111,787-24.9% | $93,681-10.3% | $145,978-42.5% |
| Participation rate | 85.7% | 74.2%+11.5pp | 68.7%+17.0pp | 80.3%+5.4pp |
| Annual return | 15.22% | 203.52%-188.3pp | 133.47%-118.2pp | 550.52%-535.3pp |
| Employer contribution / active EE | $6,094 | $3,093+97.0% | $2,422+151.6% | $4,662+30.7% |
| Participant deferral / active EE | $5,746 | $4,918+16.9% | $4,415+30.2% | $6,690-14.1% |
| Admin fee / account holder | $1,236 | $10,256-88.0% | $8,290-85.1% | $13,400-90.8% |