Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,318 | $76,371-89.1% | $93,621-91.1% | $72,976-88.6% |
| Participation rate | 69.4% | 71.8%-2.3pp | 75.8%-6.4pp | 69.5%0pp |
| Annual return | 33.88% | 25.82%+8.1pp | 32.76%+1.1pp | 81.02%-47.1pp |
| Employer contribution / active EE | $359 | $2,276-84.2% | $2,719-86.8% | $2,440-85.3% |
| Participant deferral / active EE | $3,464 | $3,538-2.1% | $4,070-14.9% | $3,608-4.0% |
| Admin fee / account holder | $820 | $6,839-88.0% | $7,890-89.6% | $5,124-84.0% |