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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,134 | $212,386-82.0% | $199,883-80.9% | $138,895-72.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 18.97% | 47.75%-28.8pp | 43.81%-24.8pp | 145.39%-126.4pp |
| Employer contribution / active EE | $4,238 | $6,625-36.0% | $6,261-32.3% | $4,194+1.0% |
| Participant deferral / active EE | $6,496 | $9,617-32.5% | $9,138-28.9% | $6,396+1.6% |
| Admin fee / account holder | $3,961 | $18,233-78.3% | $17,268-77.1% | $12,562-68.5% |