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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,046 | $110,083-90.9% | $151,639-93.4% | $68,486-85.3% |
| Participation rate | 80.0% | 84.0%-4.0pp | 87.5%-7.5pp | 67.9%+12.1pp |
| Annual return | -22.30% | -10.12%-12.2pp | 3.34%-25.6pp | -7.85%-14.4pp |
| Employer contribution / active EE | $2,160 | $4,470-51.7% | $6,165-65.0% | $2,597-16.8% |
| Participant deferral / active EE | $3,780 | $6,526-42.1% | $8,363-54.8% | $4,028-6.2% |
| Admin fee / account holder | $358 | $7,718-95.4% | $11,613-96.9% | $5,404-93.4% |