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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,049 | $115,225-92.1% | $100,712-91.0% | $138,895-93.5% |
| Participation rate | 80.0% | 74.3%+5.7pp | 69.3%+10.7pp | 79.9%+0.1pp |
| Annual return | 24.82% | 40.35%-15.5pp | 33.27%-8.5pp | 145.39%-120.6pp |
| Employer contribution / active EE | $2,303 | $2,771-16.9% | $2,313-0.4% | $4,194-45.1% |
| Participant deferral / active EE | $6,523 | $4,699+38.8% | $4,085+59.7% | $6,396+2.0% |
| Admin fee / account holder | $1,413 | $10,844-87.0% | $9,256-84.7% | $12,562-88.8% |