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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,549 | $106,749+12.9% | $145,433-17.1% | $82,448+46.2% |
| Participation rate | 79.4% | 75.6%+3.8pp | 82.1%-2.7pp | 68.1%+11.3pp |
| Annual return | 17.90% | 27.59%-9.7pp | 66.58%-48.7pp | 41.64%-23.7pp |
| Employer contribution / active EE | $3,528 | $3,444+2.4% | $4,554-22.5% | $2,551+38.3% |
| Participant deferral / active EE | $7,790 | $6,519+19.5% | $7,897-1.4% | $4,139+88.2% |
| Admin fee / account holder | $2,309 | $8,390-72.5% | $13,129-82.4% | $7,234-68.1% |