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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,619 | $157,296-45.6% | $141,191-39.4% | $152,897-44.0% |
| Participation rate | 72.2% | 84.8%-12.6pp | 82.5%-10.3pp | 82.5%-10.2pp |
| Annual return | 26.06% | 64.34%-38.3pp | 71.41%-45.3pp | 345.43%-319.4pp |
| Employer contribution / active EE | $2,837 | $5,262-46.1% | $4,736-40.1% | $4,764-40.4% |
| Participant deferral / active EE | $6,844 | $7,111-3.7% | $6,710+2.0% | $5,851+17.0% |
| Admin fee / account holder | $10,054 | $12,125-17.1% | $10,264-2.0% | $11,599-13.3% |