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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,412 | $150,447-57.9% | $136,298-53.5% | $147,586-57.0% |
| Participation rate | 86.7% | 84.4%+2.2pp | 81.9%+4.7pp | 82.8%+3.8pp |
| Annual return | 19.99% | 1049.15%-1029.2pp | 5156.27%-5136.3pp | 578.59%-558.6pp |
| Employer contribution / active EE | $3,676 | $5,256-30.1% | $4,696-21.7% | $4,876-24.6% |
| Participant deferral / active EE | $11,523 | $6,631+73.8% | $6,247+84.5% | $5,439+111.9% |
| Admin fee / account holder | $1,940 | $10,906-82.2% | $9,244-79.0% | $10,886-82.2% |