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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,021 | $95,915-56.2% | $79,580-47.2% | $134,532-68.8% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -18.63% | -2.71%-15.9pp | 0.15%-18.8pp | 418.27%-436.9pp |
| Employer contribution / active EE | $4,533 | $3,129+44.9% | $2,413+87.8% | $4,741-4.4% |
| Participant deferral / active EE | $7,835 | $4,693+66.9% | $3,985+96.6% | $6,401+22.4% |
| Admin fee / account holder | $522 | $9,132-94.3% | $6,835-92.4% | $11,429-95.4% |