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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,093 | $124,425-18.8% | $112,040-9.8% | $137,256-26.3% |
| Participation rate | 94.4% | 79.3%+15.1pp | 76.5%+18.0pp | 80.0%+14.5pp |
| Annual return | 9.96% | 24.72%-14.8pp | 24.52%-14.6pp | 220.34%-210.4pp |
| Employer contribution / active EE | $2,016 | $3,411-40.9% | $2,954-31.8% | $4,156-51.5% |
| Participant deferral / active EE | $4,904 | $5,718-14.2% | $5,098-3.8% | $6,407-23.5% |
| Admin fee / account holder | $17,469 | $15,207+14.9% | $12,098+44.4% | $12,270+42.4% |