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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,305 | $95,975-49.7% | $74,552-35.2% | $135,382-64.3% |
| Participation rate | 11.1% | 75.7%-64.5pp | 69.1%-58.0pp | 82.6%-71.5pp |
| Annual return | -21.15% | 56.96%-78.1pp | 32.53%-53.7pp | 519.77%-540.9pp |
| Employer contribution / active EE | $582 | $2,716-78.6% | $1,961-70.3% | $4,779-87.8% |
| Participant deferral / active EE | $2,722 | $3,844-29.2% | $3,108-12.4% | $5,609-51.5% |
| Admin fee / account holder | $0 | $6,522-100.0% | $5,060-100.0% | $10,829-100.0% |