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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,466 | $168,636-70.1% | $147,617-65.8% | $125,393-59.8% |
| Participation rate | 75.0% | 88.8%-13.8pp | 84.6%-9.6pp | 83.2%-8.2pp |
| Annual return | -3.24% | 77.65%-80.9pp | 61.98%-65.2pp | 282.23%-285.5pp |
| Employer contribution / active EE | $8,225 | $6,252+31.5% | $5,565+47.8% | $4,866+69.0% |
| Participant deferral / active EE | $5,060 | $5,507-8.1% | $4,895+3.4% | $5,351-5.4% |
| Admin fee / account holder | $361 | $13,580-97.3% | $11,611-96.9% | $9,541-96.2% |