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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,832 | $884,045-68.2% | $453,569-38.1% | $167,553+67.6% |
| Participation rate | 100.0% | 81.6%+18.4pp | 78.0%+22.0pp | 82.1%+17.9pp |
| Annual return | 19.61% | 29.49%-9.9pp | 64.43%-44.8pp | 478.89%-459.3pp |
| Employer contribution / active EE | $13,799 | $5,538+149.2% | $4,072+238.9% | $4,840+185.1% |
| Participant deferral / active EE | $18,839 | $7,898+138.5% | $6,211+203.3% | $6,343+197.0% |
| Admin fee / account holder | $387 | $22,063-98.2% | $11,214-96.5% | $12,316-96.9% |