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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,009 | $149,333-22.3% | $106,387+9.0% | $135,380-14.3% |
| Participation rate | 100.0% | 81.5%+18.5pp | 77.5%+22.5pp | 82.6%+17.4pp |
| Annual return | -10.45% | 0.52%-11.0pp | 0.25%-10.7pp | 519.81%-530.3pp |
| Employer contribution / active EE | $15,491 | $4,984+210.8% | $3,520+340.1% | $4,779+224.1% |
| Participant deferral / active EE | $20,841 | $7,230+188.3% | $5,421+284.4% | $5,609+271.6% |
| Admin fee / account holder | $2,085 | $15,952-86.9% | $7,510-72.2% | $10,828-80.7% |