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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,654 | $138,078-77.8% | $125,363-75.5% | $134,509-77.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.01% | 750.49%-771.5pp | 572.15%-593.2pp | 418.13%-439.1pp |
| Employer contribution / active EE | $2,869 | $5,245-45.3% | $4,815-40.4% | $4,741-39.5% |
| Participant deferral / active EE | $6,008 | $7,800-23.0% | $7,447-19.3% | $6,400-6.1% |
| Admin fee / account holder | $412 | $11,566-96.4% | $10,005-95.9% | $11,427-96.4% |