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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,465 | $175,259+59.5% | $149,723+86.7% | $139,487+100.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.83% | 166.82%-150.0pp | 134.50%-117.7pp | 373.84%-357.0pp |
| Employer contribution / active EE | $6,091 | $5,478+11.2% | $4,821+26.3% | $4,755+28.1% |
| Participant deferral / active EE | $6,887 | $6,522+5.6% | $5,682+21.2% | $6,713+2.6% |
| Admin fee / account holder | $2,007 | $16,158-87.6% | $13,215-84.8% | $11,407-82.4% |