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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,916 | $180,459+2.5% | $154,108+20.0% | $135,380+36.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -10.26% | 888.21%-898.5pp | 735.21%-745.5pp | 519.81%-530.1pp |
| Employer contribution / active EE | $9,246 | $6,035+53.2% | $5,298+74.5% | $4,779+93.5% |
| Participant deferral / active EE | $6,930 | $5,806+19.4% | $5,081+36.4% | $5,609+23.6% |
| Admin fee / account holder | $1,659 | $16,145-89.7% | $13,411-87.6% | $10,828-84.7% |