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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $373,638 |
FIDUCIENT ADVISORS LLC1 year Service code 27 · EIN 36-4001764 | Advisory (Plan) | $81,250 |
MORGAN STANLEY SMITH BARNEY4 years Filed as: MORGAN, LEWIS & BOCKIUS LLP Service code 29 · EIN 23-0891050 | Legal | $47,649 |
CROWE LLP1 year Service code 10 · EIN 35-0921680 | Accounting | $19,400 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,393 | $144,879-58.3% | $111,319-45.7% | $93,010-35.1% |
| Participation rate | 89.7% | 86.1%+3.6pp | 77.3%+12.4pp | 73.9%+15.8pp |
| Annual return | 14.11% | 18.11%-4.0pp | 54.68%-40.6pp | 158.70%-144.6pp |
| Employer contribution / active EE | $1,354 | $3,052-55.6% | $2,732-50.4% | $2,705-49.9% |
| Participant deferral / active EE | $4,338 | $5,576-22.2% | $4,488-3.3% | $4,561-4.9% |
| Admin fee / account holder | $128 | $104+23.9% | $7,966-98.4% | $152-15.4% |