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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,448 | $29,716+22.7% | $56,077-35.0% | $80,925-55.0% |
| Participation rate | 30.8% | 41.7%-10.9pp | 52.5%-21.7pp | 67.7%-36.9pp |
| Annual return | 16.11% | 35.30%-19.2pp | 1709.28%-1693.2pp | 35.65%-19.5pp |
| Employer contribution / active EE | $1,932 | $671+187.9% | $1,040+85.7% | $2,756-29.9% |
| Participant deferral / active EE | $3,558 | $1,228+189.6% | $1,954+82.1% | $4,299-17.2% |
| Admin fee / account holder | $285 | $2,432-88.3% | $2,825-89.9% | $6,940-95.9% |