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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,948 | $27,632-38.7% | $61,452-72.4% | $68,486-75.3% |
| Participation rate | 19.2% | 39.5%-20.3pp | 52.6%-33.3pp | 67.9%-48.7pp |
| Annual return | -24.98% | -13.24%-11.7pp | 338.96%-363.9pp | -7.85%-17.1pp |
| Employer contribution / active EE | $2,782 | $696+299.8% | $1,160+139.9% | $2,597+7.1% |
| Participant deferral / active EE | $5,081 | $1,264+302.1% | $2,125+139.2% | $4,028+26.2% |
| Admin fee / account holder | $0 | $2,010-100.0% | $2,131-100.0% | $5,404-100.0% |