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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,448 | $29,733+22.6% | $56,025-34.9% | $80,959-55.0% |
| Participation rate | 30.8% | 41.7%-11.0pp | 52.5%-21.7pp | 67.7%-36.9pp |
| Annual return | 16.11% | 35.28%-19.2pp | 1712.69%-1696.6pp | 35.67%-19.6pp |
| Employer contribution / active EE | $1,932 | $672+187.6% | $1,042+85.5% | $2,757-29.9% |
| Participant deferral / active EE | $3,558 | $1,229+189.4% | $1,955+82.0% | $4,300-17.3% |
| Admin fee / account holder | $285 | $2,434-88.3% | $2,828-89.9% | $6,925-95.9% |