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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,012 | $167,533+101.2% | $151,645+122.2% | $134,545+150.5% |
| Participation rate | 95.5% | 88.4%+7.1pp | 87.5%+8.0pp | 81.2%+14.2pp |
| Annual return | -23.37% | 7.81%-31.2pp | 3.34%-26.7pp | 418.37%-441.7pp |
| Employer contribution / active EE | $18,433 | $6,828+169.9% | $6,165+199.0% | $4,742+288.8% |
| Participant deferral / active EE | $13,559 | $8,985+50.9% | $8,363+62.1% | $6,401+111.8% |
| Admin fee / account holder | $3,611 | $13,781-73.8% | $11,614-68.9% | $11,431-68.4% |