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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,432 | $209,888+95.5% | $189,545+116.5% | $167,553+145.0% |
| Participation rate | 86.4% | 88.7%-2.3pp | 87.8%-1.4pp | 82.1%+4.2pp |
| Annual return | 18.07% | 748.66%-730.6pp | 555.36%-537.3pp | 478.89%-460.8pp |
| Employer contribution / active EE | $18,091 | $6,915+161.6% | $6,162+193.6% | $4,840+273.8% |
| Participant deferral / active EE | $0 | $8,934-100.0% | $8,220-100.0% | $6,343-100.0% |
| Admin fee / account holder | $33,486 | $14,300+134.2% | $12,049+177.9% | $12,316+171.9% |