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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $369,966 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,665 | $51,785-17.6% | $112,270-62.0% | $89,433-52.3% |
| Participation rate | 40.0% | 82.2%-42.1pp | 75.1%-35.0pp | 71.3%-31.2pp |
| Annual return | -16.36% | -11.06%-5.3pp | 27.49%-43.9pp | -11.88%-4.5pp |
| Employer contribution / active EE | $1,026 | $3,782-72.9% | $3,635-71.8% | $3,021-66.0% |
| Participant deferral / active EE | $2,841 | $3,425-17.1% | $4,729-39.9% | $5,125-44.6% |
| Admin fee / account holder | $67 | $102-34.4% | $6,411-99.0% | $79-16.1% |