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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $298,251 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,947 | $73,497-34.8% | $101,275-52.7% | $93,223-48.6% |
| Participation rate | 47.3% | 84.5%-37.3pp | 75.8%-28.6pp | 74.9%-27.7pp |
| Annual return | 16.86% | 11.66%+5.2pp | 46.46%-29.6pp | 19.29%-2.4pp |
| Employer contribution / active EE | $982 | $3,600-72.7% | $3,660-73.2% | $2,680-63.4% |
| Participant deferral / active EE | $3,022 | $3,303-8.5% | $4,370-30.9% | $4,563-33.8% |
| Admin fee / account holder | $65 | $121-46.7% | $5,948-98.9% | $79-18.5% |