Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,023 | $80,985-71.6% | $96,576-76.2% | $75,181-69.4% |
| Participation rate | 64.0% | 71.8%-7.8pp | 76.0%-12.0pp | 67.2%-3.2pp |
| Annual return | 10.07% | 27.05%-17.0pp | 25.87%-15.8pp | 160.69%-150.6pp |
| Employer contribution / active EE | $947 | $2,282-58.5% | $2,965-68.1% | $2,671-64.5% |
| Participant deferral / active EE | $2,119 | $3,929-46.1% | $4,851-56.3% | $4,126-48.6% |
| Admin fee / account holder | $6,203 | $6,719-7.7% | $8,253-24.8% | $5,650+9.8% |