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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,710 | $209,425-10.4% | $178,499+5.2% | $158,966+18.1% |
| Participation rate | 66.7% | 86.4%-19.7pp | 81.9%-15.3pp | 82.0%-15.3pp |
| Annual return | 13.14% | 188.80%-175.7pp | 151.10%-138.0pp | 302.95%-289.8pp |
| Employer contribution / active EE | $2,193 | $5,707-61.6% | $5,011-56.2% | $4,762-53.9% |
| Participant deferral / active EE | $7,154 | $5,955+20.1% | $5,202+37.5% | $5,983+19.6% |
| Admin fee / account holder | $2,261 | $17,078-86.8% | $13,986-83.8% | $11,250-79.9% |