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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,156 | $165,399-86.6% | $149,745-85.2% | $158,982-86.1% |
| Participation rate | 94.4% | 84.6%+9.9pp | 82.5%+12.0pp | 82.0%+12.5pp |
| Annual return | 16.99% | 348.34%-331.3pp | 276.72%-259.7pp | 302.99%-286.0pp |
| Employer contribution / active EE | $2,393 | $5,105-53.1% | $4,646-48.5% | $4,763-49.8% |
| Participant deferral / active EE | $5,565 | $7,183-22.5% | $6,843-18.7% | $5,983-7.0% |
| Admin fee / account holder | $1,478 | $10,811-86.3% | $9,312-84.1% | $11,252-86.9% |