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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,776 | $157,296-88.7% | $141,191-87.4% | $152,897-88.4% |
| Participation rate | 88.2% | 84.8%+3.4pp | 82.5%+5.8pp | 82.5%+5.8pp |
| Annual return | 24.63% | 64.34%-39.7pp | 71.41%-46.8pp | 345.43%-320.8pp |
| Employer contribution / active EE | $2,471 | $5,262-53.0% | $4,736-47.8% | $4,764-48.1% |
| Participant deferral / active EE | $5,198 | $7,111-26.9% | $6,710-22.5% | $5,851-11.2% |
| Admin fee / account holder | $3,995 | $12,125-67.1% | $10,264-61.1% | $11,599-65.6% |