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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,606 | $31,105-62.7% | $53,647-78.4% | $64,097-81.9% |
| Participation rate | 16.2% | 30.7%-14.5pp | 56.3%-40.1pp | 55.2%-39.0pp |
| Annual return | 19.97% | 22.54%-2.6pp | 358.33%-338.4pp | 34.64%-14.7pp |
| Employer contribution / active EE | $135 | $441-69.4% | $962-86.0% | $1,891-92.9% |
| Participant deferral / active EE | $371 | $896-58.6% | $1,813-79.5% | $3,080-87.9% |
| Admin fee / account holder | $284 | $2,195-87.1% | $2,460-88.4% | $3,454-91.8% |