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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,658 | $202,460-77.9% | $169,385-73.6% | $139,456-68.0% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | -0.17% | 532.07%-532.2pp | 405.82%-406.0pp | 373.45%-373.6pp |
| Employer contribution / active EE | $6,234 | $4,691+32.9% | $4,012+55.4% | $4,753+31.2% |
| Participant deferral / active EE | $4,257 | $6,938-38.6% | $6,221-31.6% | $6,711-36.6% |
| Admin fee / account holder | $500 | $10,719-95.3% | $9,011-94.5% | $11,407-95.6% |