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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,718 | $78,197-54.3% | $98,090-63.6% | $82,637-56.8% |
| Participation rate | 63.4% | 77.5%-14.1pp | 81.5%-18.1pp | 68.1%-4.6pp |
| Annual return | 19.24% | 40.25%-21.0pp | 37.05%-17.8pp | 53.51%-34.3pp |
| Employer contribution / active EE | $2,373 | $2,605-8.9% | $3,606-34.2% | $2,552-7.0% |
| Participant deferral / active EE | $4,479 | $6,636-32.5% | $7,845-42.9% | $4,126+8.5% |
| Admin fee / account holder | $179 | $14,832-98.8% | $11,815-98.5% | $7,339-97.6% |