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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,815 | $99,644-74.1% | $86,438-70.1% | $134,532-80.8% |
| Participation rate | 57.1% | 82.1%-24.9pp | 80.3%-23.2pp | 81.2%-24.1pp |
| Annual return | -11.69% | 6787.26%-6798.9pp | 4397.19%-4408.9pp | 418.27%-430.0pp |
| Employer contribution / active EE | $1,772 | $4,402-59.8% | $3,769-53.0% | $4,741-62.6% |
| Participant deferral / active EE | $4,050 | $7,247-44.1% | $6,952-41.7% | $6,401-36.7% |
| Admin fee / account holder | $7,615 | $8,375-9.1% | $6,733+13.1% | $11,429-33.4% |