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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,718 | $78,520-54.5% | $96,576-63.0% | $82,448-56.7% |
| Participation rate | 63.4% | 77.7%-14.3pp | 81.4%-18.0pp | 68.1%-4.7pp |
| Annual return | 19.24% | 41.30%-22.1pp | 38.47%-19.2pp | 41.64%-22.4pp |
| Employer contribution / active EE | $2,373 | $2,630-9.8% | $3,553-33.2% | $2,551-7.0% |
| Participant deferral / active EE | $4,479 | $6,754-33.7% | $7,956-43.7% | $4,139+8.2% |
| Admin fee / account holder | $179 | $13,455-98.7% | $11,381-98.4% | $7,234-97.5% |