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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,835 | $77,472-52.5% | $100,415-63.3% | $80,959-54.5% |
| Participation rate | 50.0% | 76.9%-26.9pp | 81.5%-31.5pp | 67.7%-17.7pp |
| Annual return | 14.71% | 37.26%-22.6pp | 49.47%-34.8pp | 35.67%-21.0pp |
| Employer contribution / active EE | $1,982 | $2,800-29.2% | $3,943-49.7% | $2,757-28.1% |
| Participant deferral / active EE | $3,580 | $6,818-47.5% | $8,091-55.8% | $4,300-16.7% |
| Admin fee / account holder | $200 | $5,885-96.6% | $7,906-97.5% | $6,925-97.1% |