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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 35-0145825 | Recordkeeping | $6,263 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,621 | $70,002-90.5% | $115,038-94.2% | $52,331-87.3% |
| Participation rate | 92.5% | 72.1%+20.4pp | 81.4%+11.1pp | 68.1%+24.4pp |
| Annual return | 20.89% | 4.04%+16.9pp | 26.14%-5.2pp | 4.54%+16.4pp |
| Employer contribution / active EE | $1,665 | $2,715-38.7% | $4,608-63.9% | $1,882-11.5% |
| Participant deferral / active EE | $2,572 | $4,920-47.7% | $6,026-57.3% | $3,022-14.9% |
| Admin fee / account holder | $2 | $566-99.7% | $8,175-100.0% | $592-99.7% |