Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,516 | $160,040-81.6% | $147,096-79.9% | $145,877-79.8% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 18.73% | 98.49%-79.8pp | 419.75%-401.0pp | 551.28%-532.6pp |
| Employer contribution / active EE | $10,707 | $5,289+102.4% | $4,936+116.9% | $4,663+129.6% |
| Participant deferral / active EE | $22,297 | $8,429+164.5% | $8,071+176.3% | $6,691+233.3% |
| Admin fee / account holder | $2,961 | $15,050-80.3% | $13,005-77.2% | $13,402-77.9% |