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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,677 | $138,076-91.5% | $123,553-90.5% | $135,380-91.4% |
| Participation rate | 84.6% | 84.7%-0.1pp | 82.3%+2.3pp | 82.6%+2.0pp |
| Annual return | -7.07% | 153.70%-160.8pp | 119.21%-126.3pp | 519.81%-526.9pp |
| Employer contribution / active EE | $1,684 | $5,152-67.3% | $4,628-63.6% | $4,779-64.8% |
| Participant deferral / active EE | $2,368 | $6,800-65.2% | $6,426-63.1% | $5,609-57.8% |
| Admin fee / account holder | $6,224 | $10,917-43.0% | $9,284-33.0% | $10,828-42.5% |