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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,805 | $127,387-91.5% | $115,038-90.6% | $125,389-91.4% |
| Participation rate | 57.1% | 84.2%-27.0pp | 81.4%-24.2pp | 83.2%-26.0pp |
| Annual return | -12.25% | 31.28%-43.5pp | 26.14%-38.4pp | 282.24%-294.5pp |
| Employer contribution / active EE | $1,385 | $5,166-73.2% | $4,608-69.9% | $4,866-71.5% |
| Participant deferral / active EE | $3,400 | $6,423-47.1% | $6,026-43.6% | $5,352-36.5% |
| Admin fee / account holder | $121 | $9,516-98.7% | $8,175-98.5% | $9,541-98.7% |