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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,356 | $198,457-91.8% | $170,435-90.4% | $147,586-88.9% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 13.30% | 257.30%-244.0pp | 205.94%-192.6pp | 578.59%-565.3pp |
| Employer contribution / active EE | $7,500 | $6,183+21.3% | $5,432+38.1% | $4,876+53.8% |
| Participant deferral / active EE | $4,759 | $5,629-15.5% | $4,939-3.6% | $5,439-12.5% |
| Admin fee / account holder | $335 | $16,852-98.0% | $13,881-97.6% | $10,886-96.9% |