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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,490 | $135,956-74.6% | $123,894-72.2% | $273,972-87.4% |
| Participation rate | 33.3% | 84.1%-50.7pp | 81.4%-48.1pp | 83.0%-49.7pp |
| Annual return | 10.82% | 56.63%-45.8pp | 47.52%-36.7pp | 41.46%-30.6pp |
| Employer contribution / active EE | $1,982 | $5,170-61.7% | $4,617-57.1% | $4,869-59.3% |
| Participant deferral / active EE | $3,342 | $6,343-47.3% | $5,984-44.1% | $5,287-36.8% |
| Admin fee / account holder | $3,583 | $9,817-63.5% | $8,357-57.1% | $10,133-64.6% |