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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,443 | $108,882-68.4% | $96,754-64.4% | $154,746-77.7% |
| Participation rate | 27.3% | 75.1%-47.8pp | 70.3%-43.0pp | 80.7%-53.4pp |
| Annual return | 18.57% | 98.39%-79.8pp | 82.04%-63.5pp | 172.34%-153.8pp |
| Employer contribution / active EE | $893 | $3,018-70.4% | $2,679-66.7% | $4,379-79.6% |
| Participant deferral / active EE | $2,032 | $5,323-61.8% | $4,758-57.3% | $6,730-69.8% |
| Admin fee / account holder | $1,659 | $10,200-83.7% | $8,905-81.4% | $14,365-88.5% |