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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,443 | $97,125-64.5% | $86,233-60.1% | $137,256-74.9% |
| Participation rate | 27.3% | 74.2%-46.9pp | 69.0%-41.7pp | 80.0%-52.7pp |
| Annual return | 18.57% | 74.19%-55.6pp | 61.39%-42.8pp | 220.34%-201.8pp |
| Employer contribution / active EE | $893 | $2,841-68.6% | $2,504-64.3% | $4,156-78.5% |
| Participant deferral / active EE | $2,032 | $5,180-60.8% | $4,559-55.4% | $6,407-68.3% |
| Admin fee / account holder | $1,659 | $9,725-82.9% | $8,342-80.1% | $12,270-86.5% |