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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,298 | $157,304-90.3% | $141,197-89.2% | $152,909-90.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 12.56% | 64.34%-51.8pp | 71.41%-58.8pp | 345.46%-332.9pp |
| Employer contribution / active EE | $2,727 | $5,263-48.2% | $4,736-42.4% | $4,764-42.8% |
| Participant deferral / active EE | $3,784 | $7,111-46.8% | $6,710-43.6% | $5,851-35.3% |
| Admin fee / account holder | $24,292 | $12,126+100.3% | $10,265+136.7% | $11,601+109.4% |