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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,739 | $138,076-76.3% | $123,553-73.5% | $135,380-75.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -7.15% | 153.70%-160.9pp | 119.21%-126.4pp | 519.81%-527.0pp |
| Employer contribution / active EE | $1,364 | $5,152-73.5% | $4,628-70.5% | $4,779-71.5% |
| Participant deferral / active EE | $3,932 | $6,800-42.2% | $6,426-38.8% | $5,609-29.9% |
| Admin fee / account holder | $1,754 | $10,917-83.9% | $9,284-81.1% | $10,828-83.8% |