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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,361 | $56,197-47.8% | $67,652-56.6% | $59,633-50.8% |
| Participation rate | 50.6% | 71.5%-20.9pp | 75.7%-25.1pp | 68.7%-18.1pp |
| Annual return | -0.64% | 18508.10%-18508.7pp | 6625.40%-6626.0pp | 2041.45%-2042.1pp |
| Employer contribution / active EE | $368 | $1,615-77.2% | $2,266-83.8% | $2,203-83.3% |
| Participant deferral / active EE | $1,896 | $2,844-33.3% | $3,560-46.7% | $3,192-40.6% |
| Admin fee / account holder | $1,842 | $3,958-53.5% | $4,821-61.8% | $4,297-57.1% |